{"terms_description":"<p>Welcome to our website! To ensure the best possible experience for all users, please review and agree to the following terms and rules before using our installment feature:<\/p><p>Installment Payment Plan: Our website offers an installment payment plan for select courses. By selecting the installment payment option, you agree to pay the full course fee in multiple installments. Each installment payment will be automatically deducted from the payment method you provided on the scheduled dates until the full payment is completed.<\/p><p>Payment Plan Fees: Our installment payment plan may include a small processing fee for each installment payment. The total processing fee will be disclosed to you before you select the installment payment option.<\/p><p>Late Payment: If a payment is not received on the scheduled date, a late payment fee may be added to the next scheduled payment.<\/p><p>Refunds: Once an installment payment is made, it is non-refundable. However, if you wish to cancel your enrollment in the course, you may be eligible for a partial refund according to our Refund Policy.<\/p><p>Default: If you default on a payment or fail to complete the full payment plan, your access to the course will be revoked, and you may be subject to additional fees and collection efforts.<\/p><p>Privacy: Your personal and payment information will be kept secure and confidential. We use industry-standard security measures to protect your information.<\/p><p>Changes to Terms and Rules: We reserve the right to modify these terms and rules at any time. Any changes will be posted on our website and will become effective immediately upon posting.<\/p><p>By using our installment payment plan, you agree to these terms and rules. If you have any questions or concerns, please contact our support team.<\/p>"}